Making Tax Digital for Income Tax.
Since April 2026, HMRC has required self-employed business owners and landlords with income over £50,000 to keep digital records and file quarterly updates. We'll get you ready — software, training and submissions handled.
The basics
What is MTD for Income Tax?
Making Tax Digital for Income Tax (MTD for IT) is HMRC's plan to modernise the way self-employed people and landlords report their income. Instead of one annual Self Assessment return, you'll keep digital records and send updates to HMRC every quarter using MTD-compatible software.
It's the biggest change to personal tax in a generation — and it's coming whether you're ready or not. The good news: once you're set up properly, it's actually less work than the annual scramble.
Who's affected
Does it apply to you?
You're in scope if your qualifying income exceeds the threshold for that tax year:
Guidance reviewed 8 October 2026. HMRC rules can change, so we confirm how the current rules apply before you act.
Sole traders with annual business income over the threshold.
Property income over the threshold — UK or overseas, residential or commercial.
Total of self-employment + property income exceeds the threshold.
The new rules
What changes from April 2026
All income and expenses kept in MTD-compatible software — no more spreadsheets or shoeboxes.
Four submissions to HMRC each year showing your income and expenses to date.
An end-of-year submission replacing the traditional Self Assessment return.
A points-based system for late submissions — get organised early to avoid them.
How we help
A complete MTD service — start to finish.
You don't have to figure this out alone. We handle the software, the submissions, and the HMRC paperwork — so you can carry on running your business.
- Assess whether MTD for IT applies to you (and from when)
- Register you with HMRC for MTD for Income Tax
- Set up Xero, FreeAgent or Hammock and migrate your records
- Train you and your team on the software
- Prepare and submit your four quarterly updates
- File your final declaration at year-end
- Year-round tax planning and HMRC correspondence on your behalf
Don't leave it
Why act now
MTD-compatible software we recommend
Xero · FreeAgent · Hammock
FAQs
Common questions
Let's get you MTD-ready.
A 15-minute call is all it takes to find out where you stand and what to do next.